@font-face{font-family:Schibsted Grotesk;font-style:normal;font-weight:400;font-display:swap;src:url(/fonts/schibsted-grotesk/schibsted-grotesk-latin-400-normal.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Schibsted Grotesk;font-style:normal;font-weight:500;font-display:swap;src:url(/fonts/schibsted-grotesk/schibsted-grotesk-latin-500-normal.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Schibsted Grotesk;font-style:normal;font-weight:600;font-display:swap;src:url(/fonts/schibsted-grotesk/schibsted-grotesk-latin-600-normal.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Schibsted Grotesk;font-style:normal;font-weight:700;font-display:swap;src:url(/fonts/schibsted-grotesk/schibsted-grotesk-latin-700-normal.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Schibsted Grotesk;font-style:normal;font-weight:800;font-display:swap;src:url(/fonts/schibsted-grotesk/schibsted-grotesk-latin-800-normal.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}body.t-v65{--grf-ground: #F5F5F3;--grf-surface: #FFFFFF;--grf-ink: #16181C;--grf-muted: #5B616B;--grf-line: #E3E3DF;--grf-field: #CFCFC9;--grf-coral: #F26B1D;--grf-coral-hover: #DC5A10;--grf-coral-soft: #FDE6D6;--grf-coral-soft-ink: #9A3A06;--grf-mint: #EEEEEA;--grf-mint-ink: #2B2F35;--grf-gold: #F26B1D;--grf-coral-on-ink: #F7924F;--grf-on-ink: #D3D6DB;--grf-graphite: #24282E;--grf-accent-ink: #9A3A06;--grf-display: "Schibsted Grotesk", system-ui, -apple-system, "Segoe UI", sans-serif;--grf-font: "Schibsted Grotesk", system-ui, -apple-system, "Segoe UI", sans-serif;--grf-gutter: clamp(16px, 4vw, 24px);--grf-max: 1200px;margin:0;background:var(--grf-ground);color:var(--grf-ink);font-family:var(--grf-font);-webkit-font-smoothing:antialiased}body.t-v65 main{overflow-wrap:anywhere}body.t-v65 :is(h1,h2,h3){overflow-wrap:normal;-webkit-hyphens:auto;hyphens:auto}body.t-v65 a{color:var(--grf-ink);text-decoration:underline;text-decoration-color:var(--grf-accent-ink);text-underline-offset:3px;text-decoration-thickness:1.5px}body.t-v65 a:hover{color:var(--grf-accent-ink)}body.t-v65 :focus-visible{outline:3px solid var(--grf-coral);outline-offset:2px;border-radius:4px}body.t-v65 :is(.grf-topbar,.grf-steps--band,.grf-band-cta,.grf-toolcard,.grf-calc__out) :focus-visible{outline-color:var(--grf-coral-on-ink)}body.t-v65 :is(.grf-steps--band,.grf-band-cta,.grf-calc__out,.grf-toolcard,.grf-dark){--grf-accent-ink: #F7924F;--grf-muted: #D3D6DB}body.t-v65 .grf-sr{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}body.t-v65 :is(.grf-fact__v,.grf-table__t td,.grf-popular__n,.grf-steps__n,.grf-calc__tile dd,.grf-calc__big){font-variant-numeric:tabular-nums}body.t-v65 .grf-shell{box-sizing:border-box;width:100%;max-width:var(--grf-max);margin-inline:auto;padding-inline:var(--grf-gutter)}body.t-v65 .grf-page{padding-bottom:72px}body.t-v65 .grf-h1{margin:0;font-family:var(--grf-display);font-weight:800;font-size:clamp(34px,4.4vw,52px);line-height:1.05;letter-spacing:-.03em;color:var(--grf-ink)}body.t-v65 .grf-h1--home{font-size:clamp(38px,5vw,64px);line-height:1.02}body.t-v65 .grf-h2{margin:0;font-family:var(--grf-display);font-weight:700;font-size:clamp(26px,3vw,36px);line-height:1.12;letter-spacing:-.02em;color:var(--grf-ink)}body.t-v65 .grf-guide__main .grf-h2,body.t-v65 .grf-h2--prose{font-size:clamp(24px,2.6vw,30px)}body.t-v65 .grf-eyebrow{margin:0;font-size:13px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--grf-coral-soft-ink)}body.t-v65 .grf-kicker{align-self:flex-start;background:var(--grf-mint);color:var(--grf-ink);font-size:13px;font-weight:700;padding:6px 12px;border-radius:999px;line-height:1.4}body.t-v65 .grf-badge{align-self:flex-start;display:inline-flex;margin:0;padding:6px 12px;border-radius:999px;font-size:13px;font-weight:700;line-height:1.4}body.t-v65 .grf-badge--coral{background:var(--grf-coral-soft);color:var(--grf-coral-soft-ink)}body.t-v65 .grf-lede{margin:0;max-width:660px;color:var(--grf-muted);font-size:18px;line-height:1.55}body.t-v65 .grf-meta{margin:0;display:flex;flex-wrap:wrap;gap:10px 20px;color:var(--grf-muted);font-size:14px}body.t-v65 .grf-btn{box-sizing:border-box;display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 24px;border:0;border-radius:12px;font:inherit;font-weight:700;font-size:16px;text-decoration:none;cursor:pointer;text-align:center}body.t-v65 .grf-btn--coral{background:var(--grf-coral);color:var(--grf-ink)}body.t-v65 .grf-btn--coral:hover{background:var(--grf-coral-hover);color:var(--grf-ink)}body.t-v65 .grf-btn--block{display:flex;width:100%}body.t-v65 .grf-pillbtn{display:inline-flex;align-items:center;min-height:44px;padding:0 16px;box-sizing:border-box;border-radius:22px;border:1.5px solid var(--grf-ink);color:var(--grf-ink);text-decoration:none;font-weight:700;font-size:14px;white-space:nowrap}body.t-v65 .grf-pillbtn:hover{background:var(--grf-ink);color:var(--grf-ground)}body.t-v65 .grf-topbar{background:var(--grf-ink);color:var(--grf-ground);font-size:13px;line-height:1.4}body.t-v65 .grf-topbar__in{display:flex;flex-wrap:wrap;gap:4px 24px;justify-content:space-between;align-items:center;padding-block:8px}body.t-v65 .grf-topbar__a{color:var(--grf-ground);text-decoration-color:var(--grf-coral-on-ink);display:inline-flex;align-items:center;min-height:28px}body.t-v65 .grf-topbar__a:hover{color:var(--grf-coral-on-ink)}body.t-v65 .grf-head{position:relative;z-index:20;background:var(--grf-surface);border-bottom:1px solid var(--grf-line)}body.t-v65 .grf-head__bar{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:8px 32px;padding-block:12px;min-height:72px;box-sizing:border-box}body.t-v65 .grf-brand{display:flex;align-items:center;gap:10px;min-height:44px;text-decoration:none;color:var(--grf-ink)}body.t-v65 .grf-brand:hover{color:var(--grf-ink)}body.t-v65 .grf-brand__mark{position:relative;flex-shrink:0;width:36px;height:24px;border-radius:5px;background:var(--grf-ink)}body.t-v65 .grf-brand__dot{position:absolute;right:5px;top:7px;width:10px;height:10px;border-radius:50%;background:var(--grf-coral)}body.t-v65 .grf-brand__word{font-family:var(--grf-display);font-weight:800;font-size:22px;letter-spacing:-.02em;white-space:nowrap}body.t-v65 .grf-brand__hi{color:var(--grf-accent-ink)}body.t-v65 .grf-nav{display:flex;flex-wrap:wrap;gap:0 22px;font-size:15px;font-weight:600}body.t-v65 .grf-nav__link{display:inline-flex;align-items:center;min-height:44px;text-decoration:none;color:var(--grf-ink);white-space:nowrap}body.t-v65 .grf-nav__link:hover,body.t-v65 .grf-nav__link[aria-current]{color:var(--grf-accent-ink)}body.t-v65 .grf-nav__link[aria-current]{text-decoration:underline;text-decoration-color:var(--grf-accent-ink)}body.t-v65 .grf-drawer{display:none}body.t-v65 .grf-drawer__toggle{list-style:none;width:44px;height:44px;box-sizing:border-box;display:flex;align-items:center;justify-content:center;cursor:pointer;border:1px solid var(--grf-line);border-radius:22px;background:var(--grf-ground);stroke:var(--grf-ink)}body.t-v65 .grf-drawer__toggle::-webkit-details-marker{display:none}body.t-v65 .grf-drawer__panel{position:absolute;left:0;right:0;top:100%;display:flex;flex-direction:column;padding:8px var(--grf-gutter) 16px;background:var(--grf-surface);border-bottom:1px solid var(--grf-line)}body.t-v65 .grf-drawer__link{min-height:48px;display:flex;align-items:center;color:var(--grf-ink);font-size:16px;font-weight:600;text-decoration:none;border-top:1px solid var(--grf-line)}body.t-v65 .grf-drawer__link[aria-current]{color:var(--grf-accent-ink)}body.t-v65 .grf-crumbs{padding-top:28px}body.t-v65:has(.grf-page--guide) .grf-crumbs{background:var(--grf-surface);padding-top:40px}body.t-v65 .grf-crumbs__list{list-style:none;margin:0 auto;display:flex;flex-wrap:wrap;gap:4px 8px;font-size:14px;color:var(--grf-muted)}body.t-v65 .grf-crumbs__item{display:flex;gap:8px;margin:0}body.t-v65 .grf-crumbs__item+.grf-crumbs__item:before{content:"/";color:var(--grf-muted)}body.t-v65 .grf-crumbs__item a{color:var(--grf-ink)}body.t-v65 .grf-homehero{display:flex;flex-wrap:wrap;gap:48px;align-items:center;padding-top:64px;padding-bottom:48px}body.t-v65 .grf-homehero__copy{flex:999 1 min(560px,100%);min-width:0;display:flex;flex-direction:column;gap:22px}body.t-v65 .grf-homehero__art{flex:1 1 min(360px,100%);min-width:0;display:flex;justify-content:center}body.t-v65 .grf-homehero__img{display:block;width:100%;max-width:380px;height:auto}body.t-v65 .grf-hero{display:flex;flex-wrap:wrap;gap:40px;align-items:center}body.t-v65 .grf-hero__copy{flex:999 1 min(600px,100%);min-width:0;display:flex;flex-direction:column;gap:14px}body.t-v65 .grf-hero--home .grf-hero__copy{gap:22px}body.t-v65 .grf-hero--home .grf-lede{font-size:19px;max-width:600px}body.t-v65 .grf-hero__art{flex:1 1 min(280px,100%);min-width:0;display:flex;justify-content:center}body.t-v65 .grf-hero__img{display:block;width:100%;max-width:300px;height:auto}body.t-v65 .grf-stackart{position:relative;width:380px;height:330px;max-width:100%}body.t-v65 .grf-stackart__back{position:absolute;left:0;top:30px;width:300px;height:190px;border-radius:18px;background:var(--grf-mint);transform:rotate(-8deg)}body.t-v65 .grf-stackart__card{position:absolute;left:50px;top:70px;width:300px;height:190px;border-radius:18px;background:var(--grf-ink);transform:rotate(4deg);box-shadow:0 24px 48px #1f1b3a40}body.t-v65 .grf-stackart__chip{position:absolute;left:26px;top:28px;width:46px;height:34px;border-radius:7px;background:var(--grf-gold)}body.t-v65 .grf-stackart__dot{position:absolute;right:26px;top:26px;width:40px;height:40px;border-radius:50%;background:var(--grf-coral)}body.t-v65 .grf-stackart__ring{position:absolute;right:52px;top:26px;width:40px;height:40px;border-radius:50%;border:3px solid var(--grf-ground);box-sizing:border-box}body.t-v65 .grf-stackart__digits{position:absolute;left:26px;bottom:30px;display:flex;gap:12px}body.t-v65 .grf-stackart__digits i{display:block;width:44px;height:8px;border-radius:4px;background:#faf7f28c}body.t-v65 .grf-cardart{position:relative;display:block;width:300px;height:210px;max-width:100%}body.t-v65 .grf-cardart__sun{position:absolute;left:0;top:0;width:210px;height:210px;border-radius:50%;background:var(--grf-mint)}body.t-v65 .grf-cardart__card{position:absolute;left:70px;top:50px;width:220px;height:140px;border-radius:14px;background:var(--grf-ink)}body.t-v65 .grf-cardart__chip{position:absolute;left:18px;top:20px;width:34px;height:25px;border-radius:5px;background:var(--grf-gold)}body.t-v65 .grf-cardart__ring{position:absolute;right:18px;bottom:18px;width:54px;height:54px;border-radius:50%;border:6px solid var(--grf-coral);box-sizing:border-box}body.t-v65 .grf-picker{margin-top:6px;background:var(--grf-surface);border:1px solid var(--grf-line);border-radius:20px;padding:22px;display:flex;flex-direction:column;gap:16px}body.t-v65 .grf-picker__h{margin:0;font-weight:700;font-size:16px}body.t-v65 .grf-picker__tabs{display:flex;flex-wrap:wrap;gap:10px}body.t-v65 .grf-picker__tabs[hidden]{display:none}body.t-v65 .grf-picker__tab{min-height:44px;padding:0 18px;border-radius:22px;font:inherit;font-weight:600;font-size:15px;cursor:pointer;border:1.5px solid var(--grf-field);background:var(--grf-surface);color:var(--grf-ink)}body.t-v65 .grf-picker__tab:hover{border-color:var(--grf-ink)}body.t-v65 .grf-picker__tab[aria-pressed=true]{border-color:var(--grf-ink);background:var(--grf-ink);color:var(--grf-ground);font-weight:700}body.t-v65 .grf-picker__panel{border-top:1px solid var(--grf-line);padding-top:14px;display:flex;flex-direction:column;gap:10px}body.t-v65 .grf-picker__panel[hidden]{display:none}body.t-v65 .grf-picker__mode{margin:0;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.05em;color:var(--grf-muted)}body.t-v65 .grf-picker.is-js .grf-picker__mode{display:none}body.t-v65 .grf-picker__intro{margin:0;font-size:14px;color:var(--grf-muted)}body.t-v65 .grf-picker__links{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(200px,100%),1fr));gap:10px}body.t-v65 .grf-picker__link{display:flex;justify-content:space-between;align-items:center;gap:10px;min-height:44px;box-sizing:border-box;padding:12px 16px;border-radius:12px;background:var(--grf-ground);text-decoration:none;font-weight:600;font-size:15px;line-height:1.35;height:100%}body.t-v65 .grf-picker__link svg{flex-shrink:0;stroke:var(--grf-coral)}body.t-v65 .grf-picker__link:hover{background:var(--grf-mint);color:var(--grf-ink)}body.t-v65 .grf-home{display:grid;grid-template-columns:[full-start] minmax(var(--grf-gutter),1fr) [content-start] minmax(0,calc((var(--grf-max) - 48px) / 2)) [mid] minmax(0,calc((var(--grf-max) - 48px) / 2)) [content-end] minmax(var(--grf-gutter),1fr) [full-end];row-gap:72px}body.t-v65 .grf-home>*{grid-column:content;min-width:0;margin:0}body.t-v65 .grf-home>.grf-fullbleed{grid-column:full}body.t-v65 .grf-home>.grf-fullbleed+.grf-fullbleed{margin-top:-72px}body.t-v65 .grf-home>.grf-trust{margin-top:-24px}body.t-v65 .grf-home>.grf-teaser:has(+.grf-popular){grid-column:content-start / mid;margin-right:16px}body.t-v65 .grf-home>.grf-teaser+.grf-popular{grid-column:mid / content-end;margin-left:16px}body.t-v65 .grf-fullbleed>:is(.grf-hub__in,.grf-steps__in){box-sizing:border-box;width:100%;max-width:var(--grf-max);margin-inline:auto;padding:72px var(--grf-gutter)}body.t-v65 .grf-cols--home{padding-top:72px}body.t-v65 .grf-stack{display:flex;flex-direction:column;gap:56px;padding-top:56px}body.t-v65 .grf-stack--first{padding-top:44px}body.t-v65 .grf-foot-cta{padding-top:56px}body.t-v65 .grf-cols{display:grid;grid-template-columns:minmax(0,1fr);gap:40px}body.t-v65 .grf-cols--aside{grid-template-columns:minmax(0,1fr) 300px}body.t-v65 .grf-col--read{display:flex;flex-direction:column;gap:26px;max-width:820px;font-size:17px;line-height:1.75}body.t-v65 .grf-trust{list-style:none;margin:0;padding:16px 0;display:flex;flex-wrap:wrap;gap:12px 28px;font-size:14px;color:var(--grf-muted);border-top:1px solid var(--grf-line);border-bottom:1px solid var(--grf-line)}body.t-v65 .grf-trust li{display:flex;gap:8px;align-items:center}body.t-v65 .grf-trust svg{flex-shrink:0;stroke:var(--grf-ink)}body.t-v65 .grf-band--guide{background:var(--grf-surface);border-bottom:1px solid var(--grf-line);padding:44px 0 40px}body.t-v65:has(.grf-crumbs) .grf-band--guide{padding-top:16px}body.t-v65 .grf-guide{display:grid;grid-template-columns:280px minmax(0,1fr);gap:40px;align-items:start;padding-top:44px;padding-bottom:24px}body.t-v65 .grf-guide--norail{grid-template-columns:minmax(0,820px)}body.t-v65 .grf-guide--aside{grid-template-columns:minmax(0,1fr) 300px}body.t-v65 .grf-guide__rail{position:sticky;top:24px;display:flex;flex-direction:column;gap:16px;min-width:0}body.t-v65 .grf-guide__aside{display:flex;flex-direction:column;gap:16px;min-width:0}body.t-v65 .grf-guide__main{min-width:0;max-width:860px;display:flex;flex-direction:column;gap:26px;font-size:17px;line-height:1.75}body.t-v65 .grf-guide__main>*{margin:0}body.t-v65 .grf-prose{color:var(--grf-ink);font-size:17px;line-height:1.75}body.t-v65 .grf-prose>:first-child{margin-top:0}body.t-v65 .grf-prose>:last-child{margin-bottom:0}body.t-v65 .grf-prose h2{margin:36px 0 12px;font-family:var(--grf-display);font-weight:700;font-size:clamp(24px,2.6vw,30px);line-height:1.15;letter-spacing:-.02em;border:0;padding:0}body.t-v65 .grf-prose h3{margin:28px 0 8px;font-family:var(--grf-display);font-weight:700;font-size:21px;line-height:1.25}body.t-v65 .grf-prose p{margin:0 0 16px}body.t-v65 .grf-prose :is(ul,ol){margin:0 0 16px;padding-left:22px}body.t-v65 .grf-prose ul{list-style:disc}body.t-v65 .grf-prose ol{list-style:decimal}body.t-v65 .grf-prose li{margin:0 0 6px}body.t-v65 .grf-prose li::marker{color:var(--grf-accent-ink)}body.t-v65 .grf-prose strong{font-weight:700}body.t-v65 .grf-prose table{display:block;max-width:100%;overflow-x:auto;border-collapse:collapse;font-size:15px;line-height:1.5;margin:0 0 16px}body.t-v65 .grf-prose :is(th,td){padding:10px 14px;border-top:1px solid var(--grf-line);text-align:left}body.t-v65 .grf-prose blockquote{margin:0 0 16px;padding:4px 0 4px 18px;border-left:3px solid var(--grf-coral);color:var(--grf-muted)}body.t-v65 .grf-short{background:var(--grf-mint);color:var(--grf-ink);border-radius:16px;padding:20px 22px;display:flex;flex-direction:column;gap:8px}body.t-v65 .grf-short__h{margin:0;font-family:var(--grf-font);font-size:15px;font-weight:800;line-height:1.4;letter-spacing:0}body.t-v65 .grf-short__p{margin:0;font-size:16px;line-height:1.6}body.t-v65 .grf-short__list{list-style:disc;margin:0;padding-left:20px;font-size:16px;line-height:1.6}body.t-v65 .grf-short__list li+li{margin-top:4px}body.t-v65 .grf-short__big{margin:0;font-size:20px;font-weight:600;line-height:1.45}body.t-v65 .grf-short__formula{align-self:flex-start;padding:6px 10px;border-radius:8px;background:var(--grf-surface);font-size:15px}body.t-v65 .grf-short .grf-facts__grid{margin-top:8px}body.t-v65 .grf-facts{display:flex;flex-direction:column;gap:14px}body.t-v65 .grf-facts__grid{margin:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(160px,100%),1fr));gap:12px}body.t-v65 .grf-fact{margin:0;background:var(--grf-surface);border:1px solid var(--grf-line);border-radius:14px;padding:14px 16px;display:flex;flex-direction:column;gap:4px}body.t-v65 .grf-fact__l{margin:0;font-size:13px;line-height:1.4;color:var(--grf-muted)}body.t-v65 .grf-fact__v{margin:0;font-family:var(--grf-display);font-weight:700;font-size:17px;line-height:1.35;overflow-wrap:break-word;-webkit-hyphens:auto;hyphens:auto}body.t-v65 .grf-chips{display:flex;flex-direction:column;gap:14px}body.t-v65 .grf-chips__list{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px}body.t-v65 .grf-chip{padding:9px 16px;border-radius:22px;background:var(--grf-surface);border:1px solid var(--grf-line);font-size:15px;font-weight:600;line-height:1.4}body.t-v65 .grf-table{margin:0;display:flex;flex-direction:column;gap:12px;min-width:0}body.t-v65 .grf-table--types{gap:22px}body.t-v65 .grf-table__head{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:12px}body.t-v65 .grf-table__headtxt{display:flex;flex-direction:column;gap:8px;min-width:0}body.t-v65 .grf-table__intro{margin:0;color:var(--grf-muted);font-size:16px;line-height:1.5}body.t-v65 .grf-table__all{font-weight:700;display:inline-flex;align-items:center;min-height:44px}body.t-v65 .grf-table__h{margin:0;font-family:var(--grf-display);font-weight:700;font-size:20px;line-height:1.25}body.t-v65 .grf-table__wrap{position:relative;overflow-x:auto;background:var(--grf-surface);border:1px solid var(--grf-line);border-radius:16px;-webkit-overflow-scrolling:touch}body.t-v65 .grf-table--types .grf-table__wrap{border-radius:18px}body.t-v65 .grf-table__t{width:100%;min-width:620px;border-collapse:collapse;font-size:15px;line-height:1.5}body.t-v65 .grf-table--types .grf-table__t{min-width:860px}body.t-v65 .grf-table__t thead th{padding:14px 18px;text-align:left;color:var(--grf-muted);font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.05em;background:transparent;border:0}body.t-v65 .grf-table__t tbody tr{border-top:1px solid var(--grf-line)}body.t-v65 .grf-table__t tbody :is(th,td){padding:14px 18px;text-align:left;vertical-align:middle;border:0;background:transparent}body.t-v65 .grf-table__t tbody th{font-weight:700}body.t-v65 .grf-table--types .grf-table__t :is(thead th,tbody th,tbody td){padding:16px 20px}body.t-v65 .grf-table--types .grf-table__t tbody :is(th,td){padding-block:18px}body.t-v65 .grf-table__t :is(th,td){overflow-wrap:normal;word-break:normal}body.t-v65 .grf-table__t tbody th>:is(span){vertical-align:middle}body.t-v65 .grf-table--types .grf-table__t tbody th{white-space:nowrap}body.t-v65 .grf-swatch{display:inline-block;width:38px;height:26px;border-radius:5px;margin-right:12px}body.t-v65 .grf-swatch--mint{background:var(--grf-mint)}body.t-v65 .grf-swatch--gold{background:var(--grf-gold)}body.t-v65 .grf-swatch--coral{background:var(--grf-coral-on-ink)}body.t-v65 .grf-swatch--ink{background:var(--grf-ink)}body.t-v65 .grf-swatch--sand{background:var(--grf-field)}body.t-v65 .grf-table__last{color:var(--grf-muted)}body.t-v65 .grf-table__go{text-align:right}body.t-v65 .grf-srcline{margin:0;font-size:13px;line-height:1.5;color:var(--grf-muted)}body.t-v65 .grf-guide__main .grf-srcline{font-size:14px}body.t-v65 .grf-compare__opts{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(220px,100%),1fr));gap:12px}body.t-v65 .grf-hub{display:flex;flex-direction:column;min-width:0}body.t-v65 .grf-hub__in{display:flex;flex-direction:column;gap:28px}body.t-v65 .grf-hub--topics{background:var(--grf-surface);border-top:1px solid var(--grf-line);border-bottom:1px solid var(--grf-line)}body.t-v65 .grf-hub__head{display:flex;flex-direction:column;gap:8px}body.t-v65 .grf-hub__sub{margin:0;color:var(--grf-muted);font-size:16px;line-height:1.5}body.t-v65 .grf-hub__grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(280px,100%),1fr));gap:18px}body.t-v65 .grf-topic{border:1px solid var(--grf-line);border-radius:18px;padding:24px;display:flex;flex-direction:column;gap:14px;background:var(--grf-ground);min-width:0}body.t-v65 .grf-topic__dot{display:block;width:14px;height:14px;border-radius:50%}body.t-v65 .grf-dot--gold{background:var(--grf-gold)}body.t-v65 .grf-dot--green{background:#1d6b57}body.t-v65 .grf-dot--blue{background:#2f4bb8}body.t-v65 .grf-dot--plum{background:#9a3f7a}body.t-v65 .grf-dot--ink{background:var(--grf-ink)}body.t-v65 .grf-topic__t{font-family:var(--grf-display);font-weight:700;font-size:22px;line-height:1.2;text-decoration:none}body.t-v65 .grf-topic__p{margin:0;color:var(--grf-muted);font-size:15px;line-height:1.5}body.t-v65 .grf-topic__links{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:2px;font-size:15px;font-weight:600}body.t-v65 .grf-topic__links a{display:inline-flex;align-items:center;min-height:36px}body.t-v65 .grf-hub__card{display:flex;flex-direction:column;gap:8px;padding:22px;border-radius:18px;background:var(--grf-surface);border:1px solid var(--grf-line);text-decoration:none;color:var(--grf-ink)}body.t-v65 .grf-hub__card:hover{border-color:var(--grf-ink);color:var(--grf-ink)}body.t-v65 .grf-hub__t{font-family:var(--grf-display);font-weight:700;font-size:20px;line-height:1.25}body.t-v65 .grf-hub__d{color:var(--grf-muted);font-size:15px;line-height:1.5}body.t-v65 .grf-hub__more{margin-top:auto;font-weight:700;font-size:15px;text-decoration:underline;text-decoration-color:var(--grf-accent-ink);text-underline-offset:3px}body.t-v65 .grf-steps{min-width:0}body.t-v65 .grf-steps__in{display:flex;flex-direction:column;gap:20px}body.t-v65 .grf-steps__list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px}body.t-v65 .grf-steps__item{margin:0}body.t-v65 .grf-steps__card{display:flex;gap:16px;align-items:baseline;padding:16px 18px;border-radius:14px;background:var(--grf-surface);border:1px solid var(--grf-line);text-decoration:none;color:var(--grf-ink);height:100%;box-sizing:border-box}body.t-v65 .grf-steps__n{flex-shrink:0;min-width:32px;font-family:var(--grf-display);font-weight:800;font-size:22px;line-height:1.2;color:var(--grf-accent-ink)}body.t-v65 .grf-steps__body{display:flex;flex-direction:column;gap:4px;min-width:0}body.t-v65 .grf-steps__t{font-weight:700;font-size:17px;line-height:1.35}body.t-v65 .grf-steps__p{font-size:15px;line-height:1.55;color:var(--grf-muted)}body.t-v65 .grf-steps--band{background:var(--grf-graphite);color:#fff;border-radius:20px}body.t-v65 .grf-home>.grf-steps--band{border-radius:0}body.t-v65 .grf-steps--band .grf-steps__in{flex-direction:row;flex-wrap:wrap;gap:40px;padding:32px}body.t-v65 .grf-steps__lead{flex:1 1 min(320px,100%);display:flex;flex-direction:column;gap:14px;min-width:0}body.t-v65 .grf-steps--band .grf-h2{color:var(--grf-ground)}body.t-v65 .grf-steps__intro{margin:0;font-size:16px;line-height:1.6;color:var(--grf-on-ink)}body.t-v65 .grf-steps__link{align-self:flex-start;color:var(--grf-ground);font-weight:700;text-decoration-color:var(--grf-coral-on-ink);display:inline-flex;align-items:center;min-height:44px}body.t-v65 .grf-steps__link:hover{color:var(--grf-coral-on-ink)}body.t-v65 .grf-steps--band .grf-steps__list{flex:2 1 min(560px,100%);display:grid;grid-template-columns:repeat(auto-fit,minmax(min(240px,100%),1fr));gap:16px}body.t-v65 .grf-steps--band .grf-steps__card{flex-direction:column;gap:8px;padding:20px;border-radius:16px;background:transparent;border:1px solid rgba(250,247,242,.22);color:var(--grf-ground)}body.t-v65 .grf-steps--band .grf-steps__n{font-size:28px;color:var(--grf-coral-on-ink)}body.t-v65 .grf-steps--band .grf-steps__p{color:var(--grf-on-ink)}body.t-v65 .grf-teaser{min-width:0;background:var(--grf-surface);border:1px solid var(--grf-line);border-radius:20px;padding:28px;display:flex;flex-direction:column;gap:16px;box-sizing:border-box}body.t-v65 .grf-teaser__h{margin:0;font-family:var(--grf-display);font-weight:700;font-size:28px;line-height:1.15;letter-spacing:-.02em}body.t-v65 .grf-teaser__p{margin:0;color:var(--grf-muted);font-size:15px;line-height:1.55}body.t-v65 .grf-teaser__fields{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(150px,100%),1fr));gap:12px}body.t-v65 .grf-teaser__btn{align-self:flex-start}body.t-v65 .grf-field{display:flex;flex-direction:column;gap:6px;min-width:0}body.t-v65 .grf-field__label{font-size:14px;font-weight:600}body.t-v65 .grf-field__input{box-sizing:border-box;width:100%;min-height:44px;border:1px solid var(--grf-field);border-radius:10px;padding:0 12px;font:inherit;font-weight:500;font-size:16px;color:var(--grf-ink);background:var(--grf-surface);font-variant-numeric:tabular-nums}body.t-v65 .grf-field__input:focus{outline:none;border-color:var(--grf-ink);box-shadow:0 0 0 3px var(--grf-mint)}body.t-v65 .grf-field__err{font-size:13px;color:var(--grf-coral-soft-ink)}body.t-v65 .grf-popular{min-width:0;display:flex;flex-direction:column;gap:14px}body.t-v65 .grf-popular .grf-h2{font-size:28px}body.t-v65 .grf-popular__list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column}body.t-v65 .grf-popular__list li{border-bottom:1px solid var(--grf-line);margin:0}body.t-v65 .grf-popular__row{display:flex;gap:16px;align-items:baseline;padding:14px 0;text-decoration:none;font-weight:600;font-size:16px;line-height:1.4}body.t-v65 .grf-popular__n{color:var(--grf-accent-ink);font-weight:800;min-width:22px}body.t-v65 .grf-words{background:var(--grf-mint);border-radius:20px;padding:28px;display:flex;flex-wrap:wrap;gap:20px;align-items:center;justify-content:space-between}body.t-v65 .grf-words__head{display:flex;flex-direction:column;gap:6px;min-width:0;flex:1 1 260px}body.t-v65 .grf-words__h{margin:0;font-family:var(--grf-display);font-weight:700;font-size:26px;line-height:1.2}body.t-v65 .grf-words__p{margin:0;color:var(--grf-mint-ink);font-size:15px;line-height:1.5}body.t-v65 .grf-words__list{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px;flex:2 1 320px}body.t-v65 .grf-word{display:inline-flex;align-items:center;min-height:44px;box-sizing:border-box;padding:0 16px;border-radius:22px;background:var(--grf-surface);text-decoration:none;font-weight:600;font-size:14px}body.t-v65 .grf-word:hover{background:var(--grf-ink);color:var(--grf-ground)}body.t-v65 .grf-terms{display:flex;flex-direction:column;gap:18px}body.t-v65 .grf-terms__head{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:12px}body.t-v65 .grf-terms__all{font-weight:700}body.t-v65 .grf-terms__grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(240px,100%),1fr));gap:12px}body.t-v65 .grf-term{display:flex;flex-direction:column;gap:4px;padding:16px 18px;border-radius:14px;background:var(--grf-surface);border:1px solid var(--grf-line);text-decoration:none}body.t-v65 .grf-term:hover{border-color:var(--grf-ink);color:var(--grf-ink)}body.t-v65 .grf-term__t{font-weight:700}body.t-v65 .grf-term__d{font-size:14px;line-height:1.5;color:var(--grf-muted)}body.t-v65 .grf-warn{border:1.5px dashed var(--grf-coral);border-radius:14px;padding:16px 20px;display:flex;flex-direction:column;gap:4px;font-size:15px;line-height:1.6;color:var(--grf-muted);background:transparent}body.t-v65 .grf-warn__h{margin:0;font-weight:700;color:var(--grf-ink)}body.t-v65 .grf-warn__p{margin:0}body.t-v65 .grf-sources,body.t-v65 .grf-box{background:var(--grf-surface);border:1px solid var(--grf-line);border-radius:16px;padding:20px 22px;display:flex;flex-direction:column;gap:8px;font-size:15px;line-height:1.55}body.t-v65 .grf-sources__h,body.t-v65 .grf-box__label{margin:0;font-family:var(--grf-font);font-size:15px;font-weight:800;line-height:1.4;letter-spacing:0}body.t-v65 .grf-sources__list{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:2px 18px}body.t-v65 .grf-sources__list a{display:inline-flex;align-items:center;min-height:32px}body.t-v65 .grf-sources__date{margin:0;font-size:13px;color:var(--grf-muted)}body.t-v65 .grf-box__t{margin:0;font-weight:700;font-size:17px}body.t-v65 .grf-box__p{margin:0}body.t-v65 .grf-box__cap{font-size:13px;color:var(--grf-muted)}body.t-v65 .grf-box__a{align-self:flex-start;font-weight:700;display:inline-flex;align-items:center;min-height:44px}body.t-v65 .grf-note{background:var(--grf-mint);border-radius:16px;padding:20px 22px;display:flex;flex-direction:column;gap:8px}body.t-v65 .grf-note__t{margin:0;font-weight:800}body.t-v65 .grf-note__a{align-self:flex-start;font-weight:700}body.t-v65 .grf-check{background:var(--grf-surface);border:1px solid var(--grf-line);border-radius:18px;padding:22px;display:flex;flex-direction:column;gap:12px}body.t-v65 .grf-check__h{margin:0;font-weight:800;font-size:16px}body.t-v65 .grf-check__list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(260px,100%),1fr));gap:10px 24px;font-size:16px;line-height:1.5}body.t-v65 .grf-check__item{display:flex;gap:10px;align-items:flex-start}body.t-v65 .grf-check__icon{flex-shrink:0;margin-top:3px;stroke:var(--grf-coral)}body.t-v65 .grf-pc{display:flex;flex-direction:column;gap:14px}body.t-v65 .grf-pc__grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(260px,100%),1fr));gap:14px}body.t-v65 .grf-pc__panel{border-radius:18px;padding:20px 22px;font-size:16px;line-height:1.55}body.t-v65 .grf-pc__panel ul{list-style:disc;margin:8px 0 0;padding-left:20px}body.t-v65 .grf-pc__panel--pro{background:var(--grf-mint);color:var(--grf-mint-ink)}body.t-v65 .grf-pc__panel--con{background:var(--grf-coral-soft);color:var(--grf-coral-soft-ink)}body.t-v65 .grf-pc__h{margin:0;font-weight:800}body.t-v65 .grf-option{display:flex;flex-direction:column;gap:6px;padding:18px;border-radius:16px;background:var(--grf-surface);border:1px solid var(--grf-line);text-decoration:none;color:var(--grf-ink);min-width:0}body.t-v65 a.grf-option:hover{border-color:var(--grf-ink)}body.t-v65 .grf-option__t{margin:0;font-weight:700;font-size:17px;line-height:1.35;font-family:var(--grf-font)}body.t-v65 .grf-option__p{margin:0;font-size:15px;line-height:1.55;color:var(--grf-muted)}body.t-v65 .grf-option__a{font-weight:700}body.t-v65 .grf-next{display:flex;flex-direction:column;gap:12px}body.t-v65 .grf-next__h{margin:0;font-family:var(--grf-font);font-weight:800;font-size:18px;line-height:1.4;letter-spacing:0}body.t-v65 .grf-next__grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(200px,100%),1fr));gap:12px}body.t-v65 .grf-next__card{display:flex;flex-direction:column;gap:6px;padding:18px;min-height:44px;box-sizing:border-box;border-radius:14px;background:var(--grf-surface);border:1px solid var(--grf-line);text-decoration:none;color:var(--grf-ink);line-height:1.4}body.t-v65 .grf-next__card:hover{border-color:var(--grf-ink);color:var(--grf-ink)}body.t-v65 .grf-next__k{font-size:12px;font-weight:700;color:var(--grf-coral-soft-ink);text-transform:uppercase;letter-spacing:.06em}body.t-v65 .grf-next__t{font-weight:700;font-size:16px}body.t-v65 .grf-toc{background:var(--grf-surface);border:1px solid var(--grf-line);border-radius:18px;padding:20px;display:flex;flex-direction:column;gap:10px}body.t-v65 .grf-toc__h{margin:0;font-weight:800;font-size:16px}body.t-v65 .grf-toc__list{list-style:decimal;margin:0;padding-left:20px;display:flex;flex-direction:column;gap:4px;font-size:15px;font-weight:600;line-height:1.45}body.t-v65 .grf-toc__list li::marker{color:var(--grf-muted);font-variant-numeric:tabular-nums}body.t-v65 .grf-toc__list a{display:inline-block;padding-block:5px}body.t-v65 .grf-toc__list--plain{list-style:none;padding-left:0}body.t-v65 .grf-faq{display:flex;flex-direction:column;gap:10px}body.t-v65 .grf-faq .grf-h2{margin-bottom:6px}body.t-v65 .grf-faq__item{background:var(--grf-surface);border:1px solid var(--grf-line);border-radius:14px}body.t-v65 .grf-faq__q{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;min-height:44px;padding:14px 18px;box-sizing:border-box;font-weight:700;font-size:17px;line-height:1.4}body.t-v65 .grf-faq__q::-webkit-details-marker{display:none}body.t-v65 .grf-faq__q:after{content:"+";flex-shrink:0;font-family:var(--grf-display);font-weight:700;font-size:24px;line-height:1;color:var(--grf-accent-ink)}body.t-v65 .grf-faq__item[open] .grf-faq__q:after{content:"–"}body.t-v65 .grf-faq__a{padding:0 18px 16px;font-size:16px;line-height:1.65}body.t-v65 .grf-faq__a>:first-child{margin-top:0}body.t-v65 .grf-faq__a>:last-child{margin-bottom:0}body.t-v65 .grf-byline{display:flex;align-items:center;gap:16px;padding:18px 20px;border-radius:18px;background:var(--grf-surface);border:1px solid var(--grf-line)}body.t-v65 .grf-byline__photo{flex-shrink:0;width:56px;height:56px;border-radius:50%;-o-object-fit:cover;object-fit:cover}body.t-v65 .grf-byline__initials{display:flex;align-items:center;justify-content:center;background:var(--grf-mint);color:var(--grf-ink);font-weight:800;font-size:18px}body.t-v65 .grf-byline__txt{min-width:0;display:flex;flex-direction:column;gap:2px}body.t-v65 .grf-byline__who{margin:0;font-weight:700;font-size:16px;line-height:1.4}body.t-v65 .grf-byline__bio{margin:0;font-size:14px;line-height:1.5;color:var(--grf-muted)}body.t-v65 .grf-band-cta{background:var(--grf-graphite);color:#fff;border-radius:20px;padding:28px;display:flex;flex-wrap:wrap;gap:20px;align-items:center;justify-content:space-between}body.t-v65 .grf-band-cta__txt{flex:1 1 320px;min-width:0;display:flex;flex-direction:column;gap:6px}body.t-v65 .grf-band-cta__h{margin:0;font-family:var(--grf-display);font-weight:700;font-size:26px;line-height:1.2;color:var(--grf-ground)}body.t-v65 .grf-band-cta__p{margin:0;font-size:15px;line-height:1.55;color:var(--grf-on-ink)}body.t-v65 .grf-tool{display:flex;flex-direction:column;gap:16px}body.t-v65 .grf-tool--schema{background:var(--grf-surface);border:1px solid var(--grf-line);border-radius:20px;padding:clamp(18px,3vw,28px)}body.t-v65 .grf-calc{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:20px}body.t-v65 .grf-calc__form{background:var(--grf-surface);border:1px solid var(--grf-line);border-radius:20px;padding:28px;display:flex;flex-direction:column;gap:16px}body.t-v65 .grf-calc__h{margin:0;font-family:var(--grf-display);font-weight:700;font-size:24px}body.t-v65 .grf-calc__submit{align-self:flex-start}body.t-v65 .grf-calc__out{background:var(--grf-graphite);color:#fff;border-radius:20px;padding:28px;display:flex;flex-direction:column;gap:14px}body.t-v65 .grf-calc__eyebrow{margin:0;font-size:13px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--grf-coral-on-ink)}body.t-v65 .grf-calc__big{margin:0;font-family:var(--grf-display);font-weight:800;font-size:clamp(30px,4vw,44px);line-height:1.1}body.t-v65 .grf-calc__explain,body.t-v65 .grf-calc__note,body.t-v65 .grf-calc__barlabel{margin:0;font-size:14px;line-height:1.55;color:var(--grf-on-ink)}body.t-v65 .grf-calc__tiles{margin:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(150px,100%),1fr));gap:10px}body.t-v65 .grf-calc__tile{margin:0;border:1px solid rgba(250,247,242,.22);border-radius:14px;padding:12px 14px}body.t-v65 .grf-calc__tile dt{font-size:13px;color:var(--grf-on-ink)}body.t-v65 .grf-calc__tile dd{margin:4px 0 0;font-weight:700;font-size:18px}body.t-v65 .grf-calc__bar{height:10px;border-radius:5px;background:#faf7f238;overflow:hidden}body.t-v65 .grf-calc__bar span{display:block;height:100%;background:var(--grf-coral-on-ink)}body.t-v65 .grf-toolcard{background:var(--grf-graphite);color:#fff;border-radius:18px;padding:22px;display:flex;flex-direction:column;gap:10px}body.t-v65 .grf-toolcard--soft{background:var(--grf-mint);color:var(--grf-ink)}body.t-v65 .grf-toolcard__t{margin:0;font-family:var(--grf-display);font-weight:700;font-size:20px}body.t-v65 .grf-toolcard__p{margin:0;font-size:15px;line-height:1.55}body.t-v65 .grf-toolcard__link{font-weight:700}body.t-v65 .grf-formats{display:flex;flex-direction:column;gap:18px}body.t-v65 .grf-formats__grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(240px,100%),1fr));gap:14px}body.t-v65 .grf-format{display:flex;flex-direction:column;gap:6px;padding:20px;border-radius:18px;background:var(--grf-surface);border:1px solid var(--grf-line);text-decoration:none;color:var(--grf-ink)}body.t-v65 .grf-format__t{font-weight:700;font-size:17px}body.t-v65 .grf-format__p{font-size:15px;color:var(--grf-muted);line-height:1.5}body.t-v65 .grf-format__cta{margin-top:auto;font-weight:700;color:var(--grf-accent-ink)}body.t-v65 .grf-strip{margin:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(160px,100%),1fr));gap:12px;max-width:none;width:100%}body.t-v65 :is(.grf-split,.grf-bars){margin:0;background:var(--grf-surface);border:1px solid var(--grf-line);border-radius:18px;padding:22px;display:flex;flex-direction:column;gap:14px}body.t-v65 .grf-split__head{display:flex;flex-wrap:wrap;justify-content:space-between;gap:8px;font-weight:700}body.t-v65 .grf-split__aside{color:var(--grf-muted);font-weight:500}body.t-v65 .grf-split__bar{display:flex;height:14px;border-radius:7px;overflow:hidden;gap:2px}body.t-v65 .grf-split__seg{display:block;min-width:4px}body.t-v65 .grf-c1{background:var(--grf-ink)}body.t-v65 .grf-c2{background:var(--grf-coral)}body.t-v65 .grf-c3{background:#7fc3ac}body.t-v65 .grf-c4{background:var(--grf-gold)}body.t-v65 .grf-c5{background:var(--grf-field)}body.t-v65 .grf-legend{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px 18px;font-size:14px}body.t-v65 .grf-legend__i{display:flex;align-items:center;gap:6px}body.t-v65 .grf-legend__sw{width:12px;height:12px;border-radius:3px}body.t-v65 .grf-legend__v{font-weight:700;font-variant-numeric:tabular-nums}body.t-v65 .grf-bars__list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}body.t-v65 .grf-bars__row{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,2fr) auto;gap:12px;align-items:center;font-size:15px}body.t-v65 .grf-bars__track{height:10px;border-radius:5px;background:var(--grf-ground);overflow:hidden}body.t-v65 .grf-bars__fill{display:block;height:100%;background:var(--grf-coral)}body.t-v65 .grf-bars__v{font-weight:700;font-variant-numeric:tabular-nums}body.t-v65 .grf-az{display:flex;flex-wrap:wrap;align-items:center;gap:8px 16px;padding-top:48px}body.t-v65 .grf-az__label{font-weight:700}body.t-v65 .grf-az__letters{display:flex;flex-wrap:wrap;gap:6px}body.t-v65 .grf-az__l{width:44px;height:44px;display:flex;align-items:center;justify-content:center;border-radius:12px;background:var(--grf-surface);border:1px solid var(--grf-line);font-weight:700;text-decoration:none}body.t-v65 .grf-az__l[aria-current]{background:var(--grf-ink);border-color:var(--grf-ink);color:var(--grf-ground)}body.t-v65 .grf-hero--legal .grf-h1{font-size:clamp(32px,4vw,46px)}body.t-v65 .grf-foot{background:var(--grf-surface);border-top:1px solid var(--grf-line)}body.t-v65 .grf-foot__inner{display:flex;flex-wrap:wrap;gap:32px 48px;justify-content:space-between;padding-block:48px;font-size:14px}body.t-v65 .grf-foot__pub{flex:1 1 min(320px,100%);min-width:0;display:flex;flex-direction:column;gap:10px;color:var(--grf-muted);line-height:1.6}body.t-v65 .grf-foot__brand{align-self:flex-start;font-family:var(--grf-display);font-weight:800;font-size:20px;letter-spacing:-.02em;color:var(--grf-ink);text-decoration:none}body.t-v65 .grf-foot__line{margin:0;max-width:520px}body.t-v65 .grf-foot__col{display:flex;flex-direction:column;gap:0;min-width:0}body.t-v65 .grf-foot__col a{display:inline-flex;align-items:center;min-height:36px}body.t-v65 .grf-foot__h{margin:0 0 6px;font-weight:700;color:var(--grf-ink)}@media(max-width:1000px){body.t-v65 .grf-guide,body.t-v65 .grf-guide--aside,body.t-v65 .grf-cols--aside{grid-template-columns:minmax(0,1fr)}body.t-v65 .grf-guide__rail{position:static}body.t-v65 .grf-calc{grid-template-columns:minmax(0,1fr)}}@media(max-width:900px){body.t-v65 .grf-nav{display:none}body.t-v65 .grf-drawer{display:block}body.t-v65 .grf-head__bar{flex-wrap:nowrap;min-height:64px}body.t-v65 .grf-home>.grf-teaser:has(+.grf-popular),body.t-v65 .grf-home>.grf-teaser+.grf-popular{grid-column:content;margin-inline:0}}@media(max-width:720px){body.t-v65 .grf-homehero{padding-top:36px;padding-bottom:32px}body.t-v65 .grf-homehero__art{display:none}body.t-v65 .grf-hero__art{justify-content:flex-start}body.t-v65 .grf-cardart{transform:scale(.8);transform-origin:left top;height:168px}body.t-v65 .grf-home{row-gap:52px}body.t-v65 .grf-home>.grf-fullbleed+.grf-fullbleed{margin-top:-52px}body.t-v65 .grf-home>.grf-trust{margin-top:-16px}body.t-v65 .grf-fullbleed>:is(.grf-hub__in,.grf-steps__in){padding-block:52px}body.t-v65 .grf-steps--band .grf-steps__in{padding:24px}body.t-v65 .grf-home>.grf-steps--band .grf-steps__in{padding:52px var(--grf-gutter)}body.t-v65 .grf-picker{padding:18px}body.t-v65 .grf-teaser,body.t-v65 .grf-words,body.t-v65 .grf-band-cta{padding:22px}body.t-v65 .grf-band--guide{padding-bottom:28px}body.t-v65 .grf-guide{padding-top:28px}body.t-v65 .grf-brand__word{font-size:20px}body.t-v65 .grf-topbar__in{font-size:12px}}body.t-v65 .grf-topbar{background:var(--grf-ink);color:#fff}body.t-v65 .grf-topbar__a{color:#fff;text-decoration-color:#fff9}body.t-v65 .grf-topbar__a:hover{color:#fff;text-decoration-color:var(--grf-coral)}body.t-v65 .grf-head__bar{flex-wrap:nowrap;justify-content:flex-start;gap:12px 32px;padding-block:14px;min-height:72px}body.t-v65 .grf-brand{gap:10px;flex-shrink:0}body.t-v65 .grf-brand__mark{width:36px;height:36px;border-radius:10px;background:none;display:block}body.t-v65 .grf-brand__text{display:flex;flex-direction:column;line-height:1.05}body.t-v65 .grf-brand__word{font-family:var(--grf-display);font-weight:800;font-size:20px;letter-spacing:-.02em}body.t-v65 .grf-brand__sub{font-size:12px;font-weight:500;color:var(--grf-muted)}body.t-v65 .grf-nav{flex:1 1 auto;gap:4px;flex-wrap:nowrap;align-items:center}body.t-v65 .grf-nav__link{padding:0 12px;border-radius:10px;gap:4px;text-decoration:none;cursor:pointer;list-style:none}body.t-v65 .grf-nav__link::-webkit-details-marker{display:none}body.t-v65 .grf-nav__link:hover{background:#f0f0ec;color:var(--grf-ink)}body.t-v65 .grf-nav__link[aria-current]{color:var(--grf-ink);text-decoration:underline;text-decoration-color:var(--grf-coral);text-decoration-thickness:2px;text-underline-offset:6px}body.t-v65 .grf-nav__chev{transition:transform .15s}body.t-v65 .grf-nav__dd{position:relative}body.t-v65 .grf-nav__dd[open] .grf-nav__chev{transform:rotate(180deg)}body.t-v65 .grf-nav__menu{position:absolute;left:0;top:calc(100% + 6px);z-index:30;min-width:240px;display:flex;flex-direction:column;padding:8px;background:var(--grf-surface);border:1px solid var(--grf-line);border-radius:14px;box-shadow:0 16px 40px #16181c1f}body.t-v65 .grf-nav__sub{display:flex;align-items:center;min-height:44px;padding:0 12px;border-radius:10px;color:var(--grf-ink);text-decoration:none;font-weight:600}body.t-v65 .grf-nav__sub:hover,body.t-v65 .grf-nav__sub[aria-current]{background:#f0f0ec}body.t-v65 .grf-nav__sub--all{color:var(--grf-accent-ink)}body.t-v65 .grf-head__cta{flex-shrink:0;min-height:46px;padding:0 20px;font-size:15px}body.t-v65 .grf-drawer{margin-left:auto}body.t-v65 .grf-drawer__link--sub{padding-left:16px;font-weight:500}body.t-v65 .grf-drawer__panel .grf-btn{margin-top:12px}body.t-v65 .grf-drawer:not([open]) .grf-drawer__panel{display:none}body.t-v65 .grf-btn--coral,body.t-v65 .grf-btn--coral:visited{color:var(--grf-ink);text-decoration:none}body.t-v65 .grf-btn--ink,body.t-v65 .grf-btn--ink:visited{background:var(--grf-ink);color:#fff;text-decoration:none}body.t-v65 .grf-btn--ink:hover{background:#2b2f35;color:#fff}body.t-v65 .grf-btn--ghost{background:transparent;color:var(--grf-ink);border:1.5px solid var(--grf-field)}body.t-v65 .grf-btn--ghost:hover{border-color:var(--grf-ink)}body.t-v65 .grf-textlink{display:inline-flex;align-items:center;min-height:44px;font-weight:700}body.t-v65 .grf-chips{display:flex;flex-direction:row;flex-wrap:wrap;gap:8px}body.t-v65 .grf-chip{box-sizing:border-box;min-height:44px;padding:0 16px;border-radius:10px;font:inherit;font-weight:600;font-size:15px;cursor:pointer;background:#ffffff0f;color:#fff;border:1px solid rgba(255,255,255,.35);font-variant-numeric:tabular-nums}body.t-v65 .grf-chip[aria-pressed=true]{background:#fff;color:var(--grf-ink);border-color:#fff}body.t-v65 .grf-chips--light .grf-chip{background:var(--grf-surface);color:var(--grf-ink);border-color:var(--grf-field)}body.t-v65 .grf-chips--light .grf-chip[aria-pressed=true]{background:var(--grf-graphite);color:#fff;border-color:var(--grf-graphite)}body.t-v65 .grf-dot{display:inline-block;width:10px;height:10px;border-radius:3px;flex-shrink:0}body.t-v65 .grf-dot--ink{background:var(--grf-graphite)}body.t-v65 .grf-dot--coral{background:var(--grf-coral)}body.t-v65 .grf-crumbs,body.t-v65:has(.grf-page--guide) .grf-crumbs{background:none;padding-top:22px}body.t-v65 .grf-crumbs__item a{color:var(--grf-muted)}body.t-v65 .grf-page{padding-bottom:64px}body.t-v65 .grf-intro{padding-top:18px;padding-bottom:8px}body.t-v65 .grf-intro--split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,360px);gap:24px;align-items:start}body.t-v65 .grf-stack{display:flex;flex-direction:column;gap:32px;padding-top:32px}body.t-v65 .grf-stack>*{margin:0}body.t-v65 .grf-hero{gap:28px;align-items:stretch}body.t-v65 .grf-hero--light{padding:8px 0 12px}body.t-v65 .grf-hero--light .grf-h1{font-size:clamp(32px,4.4vw,48px);letter-spacing:-.035em}body.t-v65 .grf-hero--dark{background:var(--grf-graphite);color:#fff;border-radius:22px;padding:clamp(24px,4vw,40px)}body.t-v65 .grf-hero--dark .grf-h1{color:#fff;font-size:clamp(32px,4.6vw,52px)}body.t-v65 .grf-hero--dark .grf-lede,body.t-v65 .grf-hero--dark .grf-meta{color:#d3d6db}body.t-v65 .grf-hero--dark a{color:#fff;text-decoration-color:var(--grf-coral)}body.t-v65 .grf-hero__kicker{margin:0;font-size:14px;font-weight:700;color:var(--grf-accent-ink)}body.t-v65 .grf-meta{gap:4px 10px}body.t-v65 .grf-meta__link{font-weight:700}body.t-v65 .grf-hero__card{flex:1 1 300px;min-width:0;max-width:380px;background:#fff;color:var(--grf-ink);border-radius:18px;padding:24px;display:flex;flex-direction:column;gap:10px;align-self:center}body.t-v65 .grf-hero__cardh{font-size:15px;font-weight:600;color:#5b616b}body.t-v65 .grf-hero__big{font-size:40px;font-weight:800;letter-spacing:-.03em;font-variant-numeric:tabular-nums}body.t-v65 .grf-hero__fine{margin:0;font-size:13px;line-height:1.5;color:#5b616b}body.t-v65 .grf-cbar{display:flex;height:14px;border-radius:7px;overflow:hidden;background:var(--grf-coral)}body.t-v65 .grf-cbar__a{display:block;height:100%;background:var(--grf-graphite)}body.t-v65 .grf-cbar__b{flex:1}body.t-v65 .grf-ladder{display:flex;flex-wrap:wrap;align-items:center;gap:8px;margin-top:6px}body.t-v65 .grf-ladder__h{margin:0 6px 0 0;font-size:14px;font-weight:600;color:#d3d6db;width:100%}body.t-v65 .grf-ladder__step{display:inline-flex;align-items:center;min-height:44px;padding:0 14px;border-radius:10px;border:1px solid rgba(255,255,255,.35);color:#fff;text-decoration:none;font-weight:600;font-variant-numeric:tabular-nums}body.t-v65 .grf-ladder__step[aria-current]{background:#fff;color:var(--grf-ink);border-color:#fff}body.t-v65 a.grf-ladder__step:hover{background:#ffffff1f;color:#fff}body.t-v65 .grf-hero--art .grf-hero__copy{flex:999 1 min(560px,100%)}body.t-v65 .grf-hero__side{flex:1 1 300px;min-width:0;max-width:380px;display:flex;flex-direction:column;gap:16px;align-self:center}body.t-v65 .grf-hero__side .grf-hero__card{align-self:stretch;max-width:none}body.t-v65 .grf-hero__fig{margin:0}body.t-v65 .grf-hero__img{display:block;width:100%;max-width:380px;height:auto;aspect-ratio:400 / 240;border-radius:16px}body.t-v65 .grf-hero--light .grf-hero__img{border:1px solid var(--grf-line);box-shadow:0 10px 28px #16181c1a}body.t-v65 .grf-hero--dark .grf-hero__img{border-radius:14px}body.t-v65 .grf-intro--split .grf-hero--art{flex-wrap:nowrap}body.t-v65 .grf-intro--split .grf-hero--art .grf-hero__copy{flex:1 1 0;min-width:0}body.t-v65 .grf-intro--split .grf-hero__side{flex:0 0 220px}body.t-v65 .grf-hero--aside .grf-hero__fig{width:100%;max-width:240px;align-self:flex-end}body.t-v65 .grf-hcalc__head{display:flex;gap:20px;align-items:flex-start}body.t-v65 .grf-hcalc__titles{flex:1 1 auto;min-width:0}body.t-v65 .grf-hcalc__fig{flex:0 0 168px;margin:6px 0 0}body.t-v65 .grf-hcalc__fig img{display:block;width:100%;height:auto;aspect-ratio:400 / 240;border-radius:12px;border:1px solid rgba(255,255,255,.12)}@media(max-width:900px){body.t-v65 .grf-hcalc__fig{display:none}}@media(max-width:640px){body.t-v65 .grf-hero--art .grf-hero__side{display:contents}body.t-v65 .grf-hero--art .grf-hero__fig{order:-1;width:132px;margin-left:auto}body.t-v65 .grf-intro--split .grf-hero--art{flex-wrap:wrap}body.t-v65 .grf-intro--split .grf-hero--art .grf-hero__copy{flex:1 1 100%}body.t-v65 .grf-hero--art .grf-hero__card{flex:1 1 100%;max-width:none}}body.t-v65 .grf-hcalc{background:var(--grf-graphite);color:#fff;border-radius:22px;padding:clamp(24px,4vw,40px)}body.t-v65 .grf-hcalc__in{display:flex;flex-wrap:wrap;gap:32px}body.t-v65 .grf-hcalc__copy{flex:1 1 460px;min-width:0;display:flex;flex-direction:column;gap:10px}body.t-v65 .grf-hcalc .grf-h1{color:#fff;margin-bottom:4px}body.t-v65 .grf-hcalc .grf-lede{color:#d3d6db;margin-bottom:8px}body.t-v65 .grf-hcalc__label{margin:10px 0 0;font-weight:600;font-size:15px}body.t-v65 .grf-hcalc__card{flex:1 1 340px;min-width:0;align-self:flex-start;box-sizing:border-box;background:#fff;color:var(--grf-ink);border-radius:18px;padding:26px;display:flex;flex-direction:column;gap:12px;--grf-muted: #5B616B;--grf-accent-ink: #9A3A06}body.t-v65 .grf-hcalc__k{font-size:15px;font-weight:600;color:#5b616b}body.t-v65 .grf-hcalc__big{font-size:clamp(36px,5vw,48px);font-weight:800;letter-spacing:-.03em;font-variant-numeric:tabular-nums}body.t-v65 .grf-hcalc__dl{margin:0;display:flex;flex-direction:column;gap:8px;font-size:15px}body.t-v65 .grf-hcalc__dl>div{display:flex;justify-content:space-between;gap:12px}body.t-v65 .grf-hcalc__dl dt{display:flex;align-items:center;gap:8px}body.t-v65 .grf-hcalc__dl dd{margin:0;font-weight:700;font-variant-numeric:tabular-nums}body.t-v65 .grf-hcalc__sum{padding-top:8px;border-top:1px solid var(--grf-line)}body.t-v65 .grf-hcalc__cta{width:100%}body.t-v65 .grf-hcalc__fine{margin:0;font-size:12px;line-height:1.5;color:#5b616b}body.t-v65 .grf-lk{display:flex;flex-direction:column;gap:16px}body.t-v65 .grf-lk__h{margin-top:16px}body.t-v65 .grf-lk__disc{margin:0;font-size:13px;color:var(--grf-muted)}body.t-v65 .grf-tablewrap{background:var(--grf-surface);border:1px solid var(--grf-line);border-radius:16px;overflow-x:auto}body.t-v65 .grf-dtable{width:100%;min-width:520px;border-collapse:collapse;font-size:15px;font-variant-numeric:tabular-nums}body.t-v65 .grf-dtable th,body.t-v65 .grf-dtable td{padding:12px 16px;text-align:left}body.t-v65 .grf-dtable thead th{font-size:13px;font-weight:600;color:var(--grf-muted)}body.t-v65 .grf-dtable tbody tr{border-top:1px solid var(--grf-line)}body.t-v65 .grf-dtable tbody td:last-child{font-weight:600}body.t-v65 .grf-costs{display:flex;flex-direction:column;gap:12px}body.t-v65 .grf-costs__cap{margin:0;color:var(--grf-muted);font-size:15px}body.t-v65 .grf-offers{display:flex;flex-direction:column;gap:10px;scroll-margin-top:24px}body.t-v65 .grf-offers__intro,body.t-v65 .grf-offers__disc{margin:0;color:var(--grf-muted);font-size:15px}body.t-v65 .grf-offers__disc{font-size:14px;line-height:1.55;background:var(--grf-surface);border:1px solid var(--grf-line);border-left:3px solid var(--grf-coral);border-radius:12px;padding:12px 16px;max-width:760px}body.t-v65 .grf-offers__list{margin-top:8px}body.t-v65 .grf-offers__none{margin:0;padding:18px;background:var(--grf-surface);border:1px dashed var(--grf-field);border-radius:14px}body.t-v65 .grf-factcard{background:var(--grf-surface);border:1px solid var(--grf-line);border-radius:18px;padding:22px;display:flex;flex-direction:column;gap:14px}body.t-v65 .grf-factcard__ad{margin:0;align-self:flex-start;font-size:12px;font-weight:600;color:var(--grf-muted);border:1px solid var(--grf-field);border-radius:6px;padding:1px 6px}body.t-v65 .grf-factcard__dl{margin:0;display:flex;flex-direction:column;gap:0}body.t-v65 .grf-factcard__row{display:flex;justify-content:space-between;gap:12px;padding:10px 0;border-top:1px solid var(--grf-line)}body.t-v65 .grf-factcard__row:first-child{border-top:0}body.t-v65 .grf-factcard__row dt{color:var(--grf-muted)}body.t-v65 .grf-factcard__row dd{margin:0;font-weight:700;text-align:right;font-variant-numeric:tabular-nums}body.t-v65 .grf-factcard__ex{margin:0;font-size:13px;line-height:1.5;color:var(--grf-muted)}body.t-v65 .grf-hub__filters{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px;margin-bottom:16px}body.t-v65 .grf-hub__filters[hidden]{display:none}body.t-v65 .grf-hub__count{margin:0;color:var(--grf-muted);font-size:15px}body.t-v65 .grf-hub--tiles .grf-hub__grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(100%,250px),1fr));gap:12px}body.t-v65 .grf-tile{display:flex;gap:14px;align-items:flex-start;padding:18px;background:var(--grf-surface);border:1px solid var(--grf-line);border-radius:16px;text-decoration:none;color:var(--grf-ink);min-height:44px}body.t-v65 .grf-tile:hover{border-color:var(--grf-ink);color:var(--grf-ink)}body.t-v65 .grf-tile[hidden]{display:none}body.t-v65 .grf-tile__init{flex-shrink:0;width:44px;height:44px;border-radius:12px;display:flex;align-items:center;justify-content:center;background:var(--grf-coral-soft);color:var(--grf-coral-soft-ink);font-weight:800;font-size:18px}body.t-v65 .grf-tile__body{display:flex;flex-direction:column;gap:4px;min-width:0}body.t-v65 .grf-tile__t{font-size:17px}body.t-v65 .grf-tile__k{font-size:14px;color:var(--grf-muted)}body.t-v65 .grf-tile__badge{align-self:flex-start;font-size:12px;font-weight:700;background:var(--grf-coral-soft);color:var(--grf-coral-soft-ink);border-radius:6px;padding:2px 8px}body.t-v65 .grf-letter{display:flex;flex-direction:column;gap:12px}body.t-v65 .grf-letter__paper{background:#fff;border:1px solid var(--grf-line);border-radius:16px;padding:clamp(20px,4vw,36px);box-shadow:0 10px 30px #16181c0f;font-size:16px;line-height:1.6}body.t-v65 .grf-letter__title{margin:0 0 12px;font-size:22px;font-weight:800}body.t-v65 .grf-letter__body p{margin:0 0 10px}body.t-v65 .grf-letter__note{margin:0;font-size:14px;color:var(--grf-muted)}body.t-v65 .grf-letter__actions{display:flex;flex-wrap:wrap;gap:10px}body.t-v65 .grf-letter__actions[hidden]{display:none}@media print{body.t-v65.grf-printing-letter *{visibility:hidden}body.t-v65.grf-printing-letter .grf-letter__paper--print,body.t-v65.grf-printing-letter .grf-letter__paper--print *{visibility:visible}body.t-v65.grf-printing-letter .grf-letter__paper--print{position:absolute;left:0;top:0;width:100%;border:0;box-shadow:none}}body.t-v65 .grf-cols{display:grid;gap:40px;padding-top:32px;align-items:start}body.t-v65 .grf-cols--one{grid-template-columns:minmax(0,820px)}body.t-v65 .grf-cols--left{grid-template-columns:minmax(0,260px) minmax(0,820px)}body.t-v65 .grf-cols--right{grid-template-columns:minmax(0,1fr) minmax(0,320px)}body.t-v65 .grf-main{min-width:0;display:flex;flex-direction:column;gap:28px}body.t-v65 .grf-main>*{margin:0}body.t-v65 .grf-rail{min-width:0;display:flex;flex-direction:column;gap:20px;position:sticky;top:20px}body.t-v65 .grf-rail>*{margin:0}body.t-v65 .grf-rail .grf-toc{background:var(--grf-surface);border:1px solid var(--grf-line);border-radius:16px;padding:18px 20px}body.t-v65 .grf-rail [aria-current=page]{font-weight:700}body.t-v65 .grf-home{padding-top:40px}body.t-v65 .grf-short{background:var(--grf-coral-soft);color:var(--grf-ink)}body.t-v65 .grf-page--review .grf-short{background:var(--grf-graphite);color:#fff;--grf-accent-ink: #F7924F;--grf-muted: #D3D6DB}body.t-v65 .grf-page--review .grf-short :is(h2,p,li){color:#fff}body.t-v65 .grf-foot{background:var(--grf-graphite);color:#d3d6db;border-top:0;margin-top:0}body.t-v65 .grf-foot a{color:#d3d6db;text-decoration-color:#d3d6db66}body.t-v65 .grf-foot a:hover{color:#fff;text-decoration-color:var(--grf-coral)}body.t-v65 .grf-foot__cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:28px;padding-block:44px 28px}body.t-v65 .grf-foot__h{margin:0 0 12px;font-size:15px;font-weight:700;color:#fff}body.t-v65 .grf-foot__list{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:2px;font-size:15px}body.t-v65 .grf-foot__list a{display:inline-flex;align-items:center;min-height:36px}body.t-v65 .grf-foot__base{display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;padding-block:20px 32px;border-top:1px solid #3A3F47;font-size:13px}@media(max-width:1100px){body.t-v65 .grf-nav{display:none}body.t-v65 .grf-drawer{display:block}body.t-v65 .grf-head__cta{margin-left:auto}body.t-v65 .grf-drawer{margin-left:0}}@media(max-width:900px){body.t-v65 .grf-cols--left,body.t-v65 .grf-cols--right,body.t-v65 .grf-intro--split{grid-template-columns:minmax(0,1fr)}body.t-v65 .grf-rail{position:static}}@media(max-width:640px){body.t-v65 .grf-head__cta{display:none}body.t-v65 .grf-drawer{margin-left:auto}body.t-v65 .grf-hcalc,body.t-v65 .grf-hero--dark{border-radius:18px;padding:22px 18px}body.t-v65 .grf-hcalc__card{padding:20px}body.t-v65 .grf-cols{padding-top:24px;gap:28px}}
